Coverage

Salon coverage

What each policy does.

General liability for salons

What general liability covers in a hair, nail, or skin salon, the claims that come up most, and why landlords ask for it.

Professional liability for beauty services

How professional liability responds to claims arising from hair, nail, waxing, and skin services, and what to ask about exclusions.

Booth and suite renter insurance

Why independent stylists who rent a chair, booth, or suite usually need their own liability coverage, and what salon owners ask for.

Salon property and equipment coverage

Protecting styling chairs, shampoo units, dryers, tools, retail stock, and tenant improvements from fire, water, and theft.

Workers' compensation for salons

When salons need workers' compensation, the injuries it covers for stylists and nail techs, and how booth renters fit in.

Nail salon insurance

Coverage concerns specific to nail salons: pedicure spa infections, acrylic and gel chemicals, ventilation, and equipment.

Last updated October 15, 2026 · How we research